Carnival of Debt Reduction #159~They Never Said It Edition

Welcome readers to the 159th edition of the Carnival of Debt Reduction! I am Anna, host of On a Quest To Be Debt Free.

I have participated in this Festival sporadically for the past few months. Please check out the Festival of Frugality website if you are interested in hosting a future carnival. I’m so excited to have so many awesome entries, thank you all so much for participating!

Please feel free to look around, sign up for feeds from the blog, and come back again! Recently I hosted the Finance Fiesta #15~The Patriot Day Edition as well as the Money Hacks Carnival #30~Fall is in the Air Edition, so be sure to check those out as well. Also, I’ll be hosting the Carnival of Family Life on October 27th~Scary, Spooky Edition, so get ready!

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…..I would be very grateful and it will help the carnival! But onto the 159th Carnival of Debt Reduction. I hope you think it’s fun because I had a blast posting it. Please come back again for a visit!

I picked “They Never Said It” because using quotes is a time-honored practice. There have always been people who liked to liven up what they were saying with appropriate statements from the writings of others. Today, however, quotations tend to be polemical rather than decorative. People use them to prove points rather than to provide pleasure. It is doubtless too much to expect that this post will succeed in putting an end to the concocting of phony statements for polemical purposes. It may, though, be of real value to people who resent being taken by the quote-fakers in our midst.

Editor’s Picks

• Daphne Lim presents Try A Weekly Cash Budget posted at Joyful Days.Cash seems such an old-fashioned idea these days, with credit cards, debit cards, internet banking and even cheque books. Yet spending cash only has been the timeless advice of financial gurus.
• The Smarter Wallet presents Save Money On Gas With These 10 Tips posted at The Smarter Wallet. Reduce debt by cutting on costs at the pump!
• Francois Viljoen presents I don’t give a stuff and why it made me rich posted at Liberta - Freedom. Image - the disease of a materialistic society. Overcome it and become wealthy.
• Bankruptcy Access presents Credit Card Debt posted at BankruptcyAccess.com. The ultimate post about credit card debt.
• Cash Money Life presents Is the Economic Bailout a Fraud Against The American People? posted at Cash Money Life. Should the government be responsible for bailing out debt caused by unscrupulous lenders and greedy borrowers? Or should corporations and people be responsible for their own debt?

Budget Balancing

“The budget should be balanced. The Treasury should be filled. Public debt should be reduced…”~Marcus Tullius Cicero (106-43 B.C) In an editorial on Jan. 15, 1986, the Kansas City Star quoted Cicero at length to bolster its own views about government spending. The editor gave no source for his quotation and, when pressed, was unable to come up with any documentation.

• Lord Matt presents 10 tips for “Battening Down the Hatches” posted at The fantastic site of Lord Matt. With the credit crunch what can I do to spend less?
• paidtwice presents When Your Budget Can’t Change, Keeping The Spending In Check posted at I’ve Paid For This Twice Already….

Debt

“They hired the money, didn’t they?”~Calvin Coolidge (1872-1933) When there was a proposal to cancel the World War I debts of the Allied nations to the United States, President Coolidge was said to have snorted this famous quote. But, Coolidge’s biographer, who worked hard to track down the origin of the statement, finally decided it was inauthentic.

• KCLau presents 8 Money Principles To Stay Bad Debt Free posted at KCLau’s Money Tips.At some points in your life, you will encounter debts. To understand how you got yourself into the mess and how to stay bad debt free, apply the 8 principles described for a complete financial makeover.
• Jason presents Girl Turns to Prostitution to Pay Off Student Loan Debt posted at Frugal Dad.
• LAL presents After Debt? posted at LivingAlmostLarge. What happens in life after debt?
• fwp presents working with the universe to become debt-free posted at the financial wellness project. fwp writes about spending my economic stimulus payment on my debt, and how money seems to keep appearing to help me with my desire to become debt-free.
• J. Money presents Getting Your Credit Reports and Credit Scores for Free! posted at Budgets are Sexy.. A great way to be on top of your debt is to keep track of it all, and monitor your credit report. Working on bumping up your credit score sure is great motivation!
• Kevin/Keira presents Restore Your Fico Score – Part One | Rich Credit Debt Loan posted at Rich Credit Debt Loan.
• Michael presents Consumer Debt Worst Offenders: Banks, Advertisers, and Advisors posted at Small Business Blog.
• Mr Credit Card presents What is the Best Way To Pay Off A Large Chunk of Debt? posted at Ask Mr Credit Card.
• Surfer Sam presents Credit Card Debt. Get Out of Debt and Take Back Your Power $$$$ posted at Surfer Sam and Friends. If you feel like your credit card payments have you backed up against a wall, there are steps to help you manage your money. Money management is the key to escaping from debt.

Savings

“Teach economy, that is one of the first virtues. It begins with saving money.”~Abraham Lincoln (1809-1865) Here is one of many Horatio Alger type remarks put in Lincoln’s mouth by some of his admirers. But it has as little basis in fact as the other Algerian remarks attributed to the Great Emancipator.

• Jeremy Zongker presents Free College Education Exists posted at Destroy Debt.
• Jennifer Derrick presents Saving Money Can Be Social posted at Saving Advice. Saving can become a social activity that is just as much fun (and certainly more rewarding) than other types of entertainment.
• MoneyNing presents Save Money by Cooking Even When You Are Not Home posted at Money Ning, saying, “Cooking is not just for at home so cook every chance you get!”

Financial Planning

“Prosperity is just around the corner.”~Herbert Hoover (1874-1964) When the Great Depression hit the United States, President Hoover made periodic statements assuring the American people that the economy would eventually right itself, but he never did say prosperity was “just around the corner.”

• Sammy Delena presents Choosing a Financial Planner posted at Fix My Personal Finance - Personal Finance Advice - Money Management Advice.

Taxes

“Tax and tax, spend and spend, elect and elect.”~Harry Hopkins (1890-1946) For years American conservatives have quoted the tax-spend-elect statement to show how cynical New Dealers were when they sponsored public-works programs in the 1930s. They say the remark was made by Harry Hopkins, but Hopkins never made the remark.

• Diane Dean presents Tax Credit For First Time Homebuyers posted at Need IRS Help?.
• Jeff Tilley presents IRS Tax Problems: Unfiled Tax Returns posted at IRS Tax Problems.
• Jeff Tilley presents IRS Help – Enrolled Agents – Part II posted at IRS Tax Problems.

Insurance

“To the victors belong the spoils.”~Andrew Jackson (1767-1845) Though sometimes attributed to Jackso, the victor-spoils remark was not his but New York Senator William L. Marcy’s.

• FMF presents How We Saved 44% on Our Homeowners Insurance posted at Free Money Finance. How having a good credit score (by managing your debt correctly) can save you money.

Credit Cards

“We shall force the United States to spend itself to destruction.”~Vladimir Ilyich Lenin (1870-1924) On February 22, 1960, Ohio’s Timken Roller Bearing Company placed an advertisement in the Columbus Dispatch, making use of this improbable statement from Lenin. When David Spitz asked for its source, he was sent on a wild goose chase, in short, Lenin transubstantiated.

• Dan Ray presents Bankruptcy filers save $25, and a lesson on lucrative nonprofits posted at CreditCards.com.
• Finance Blogger presents How To Make A Balance Transfer posted at My Personal Finance Blog.
• mbhunter presents We just got really close to carrying a balance posted at Mighty Bargain Hunter.
• David presents Credit – Use It Wisely posted at Worldwide Success.

Other

“Keep the government poor and remain free.”~Oliver Wendell Holmes, Jr. (1841-1935) In a speech on June 15, 1982, President Reagan quoted Justice Holmes as having advised the American people to “keep the government poor and remain free.” But a White House official admitted that the President “came up with that one himself.”

• Ted presents Where to Download Textbooks posted at CampusGrotto College Advice. Textbooks are an expensive item. Use these cheaper and sometimes free alternatives.
• Trent Hamm presents Overcoming a Routine of Bounced Check Fees, Overdraft Fees, and Payday Loans posted at The Simple Dollar.
• FIRE Finance presents Risks Of Cash Advances And Payday Loans posted at FIRE Finance.
• Ryan Suenaga presents The Problem With the Mother of All Bailouts posted at Uncommon Cents.
• Madeleine Begun Kane presents Wall Street Woes posted at Mad Kane’s Humor Blog.
• Silicon Valley Blogger presents Does Size Matter: How Small A House Are You Willing To Live In? posted at The Digerati Life. How about reducing your debt by downsizing? Live in a really small house and you won’t have much of a mortgage!

Check out these other great posts!

152nd Carnival of Debt Reduction

Money Hacks Carnival #30~Fall is in the Air Edition

Carnival of Family Life~The Very Late Edition

Tagged as: blog carnival, carnival of debt reduction